How it works

From scattered accounts to one picture that thinks.

WealthByte connects what you already have, watches what changes, and explains what it means — in plain language, with the decisions left to you.

Illustration of the intended experience — not the live product

Your accounts

Your accounts

JB

Current account · Monzo

Current account · Monzo

£4,210

£4,210

Savings · Chase

Savings · Chase

£18,400

£18,400

Workplace pension · Aviva

Workplace pension · Aviva

£142,900

£142,900

Illustrative purposes only

Step one

Connect what you already have.

Connect what you already have.

Link your accounts once — current accounts, savings, pensions, investments. WealthByte builds a single live picture of your whole financial life, so nothing sits in a silo.

Link your accounts once — current accounts, savings, pensions, investments. WealthByte builds a single live picture of your whole financial life, so nothing sits in a silo.

Step two

See your whole picture, real-time.

See your whole picture, real-time.

One number that actually means something, kept current automatically. No spreadsheets, no annual-review lag — your net worth and its direction, always up to date.

One number that actually means something, kept current automatically. No spreadsheets, no annual-review lag — your net worth and its direction, always up to date.

TOTAL NET WORTH

TOTAL NET WORTH

£284,500

£284,500

Up £3,100 this month

Up £3,100 this month

Mostly your pension contribution and a steady savings balance.

Mostly your pension contribution and a steady savings balance.

Illustrative purposes only

For you today

For you today

Your pay rise landed

Your pay rise landed

That’s about £180/month of new capacity for the deposit goal.

That’s about £180/month of new capacity for the deposit goal.

Spending crept up

Spending crept up

Mostly one-off travel. Worth a glance, not a worry.

Mostly one-off travel. Worth a glance, not a worry.

You're ahead on your house deposit goal

You're ahead on your house deposit goal

6 months of steady increased saving has moved you closer than planned.

6 months of steady increased saving has moved you closer than planned.

Illustrative purposes only

Step three

Understand what’s changed — and what it means.

Understand what’s changed — and what it means.

WealthByte reads the signals in your finances and turns them into plain-language insight. Not a wall of charts, but the few things actually worth your attention, with the reasoning shown.

WealthByte reads the signals in your finances and turns them into plain-language insight. Not a wall of charts, but the few things actually worth your attention, with the reasoning shown.

Step four

Track goals that adjust to real life.

Track goals that adjust to real life.

Set what matters — a deposit, a sabbatical, retirement. WealthByte shows whether each is realistic, and quietly reshapes the timeline when your circumstances change, so a goal never silently slips.

Set what matters — a deposit, a sabbatical, retirement. WealthByte shows whether each is realistic, and quietly reshapes the timeline when your circumstances change, so a goal never silently slips.

Goals

Goals

House deposit · on track

House deposit · on track

£32,000 of £50,000 · ready in ~2.1 years

£32,000 of £50,000 · ready in ~2.1 years

Emergency buffer · nearly there

Emergency buffer · nearly there

5.2 of 6 months of expenses

5.2 of 6 months of expenses

Retire at 60 · realistic

Retire at 60 · realistic

Illustrative purposes only

Co-pilot

Co-pilot

If I put my pay rise toward the deposit, how much sooner could I buy?

If I put my pay rise toward the deposit, how much sooner could I buy?

Directing the full £180 per month toward the deposit could bring the projected date forward considerably - would you like to explore your options?

Directing the full £180 per month toward the deposit could bring the projected date forward considerably - would you like to explore your options?

Ask a follow-up…

Ask a follow-up…

Illustrative purposes only

Step five

Ask anything. Keep the decision.

Ask anything. Keep the decision.

The WealthByte Co-pilot is being designed to respond in plain language and show its working. It can explore possibilities and explain trade-offs — but it never pushes a product or tells you what to buy. The choice stays yours.

The WealthByte Co-pilot is being designed to respond in plain language and show its working. It can explore possibilities and explain trade-offs — but it never pushes a product or tells you what to buy. The choice stays yours.

That’s the whole idea: clarity that keeps up with you.

WealthByte is in development. Join the waitlist and we’ll let you know the moment it’s ready.

WealthByte

WealthByte

Intelligent financial guidance that evolves with your life. Built in the UK.

Intelligent financial guidance that evolves with your life. Built in the UK.

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WealthByte is registered in England and Wales under company number 16301978, registered office Dns House, 382 Kenton Road, Harrow, HA3 8DP. WealthByte is not yet authorised by the Financial Conduct Authority and does not currently provide regulated financial advice, personal recommendations, investment management or any product to customers. The necessary authorisation, permissions or regulated arrangements will be in place before any regulated advice service is launched. Nothing on this website is financial advice, a personal recommendation, or an invitation or inducement to engage in investment activity.