Intelligent financial guidance
WealthByte watches what changes in your financial life, explains what it means, and helps you decide what to do next. You stay in control throughout.
Built in the UK. In development - not yet FCA authorised. Not currently available to customers
YOUR PICTURE · REAL-TIME
Net worth
▲ on track
Your pay rise landed. That’s £180/mo of new capacity — here’s what it could mean for the house deposit.
You're ahead on your house deposit goal. 6 months of steady increased saving has moved you closer than planned.
Illustrative purposes only
Why the gap persists
The barrier to investing isn’t always money. It’s often how money and risk are explained.
Research by TISA found that most people sitting on cash have never seriously considered investing it — not because they can’t, but because risk feels larger than it is and the options feel overwhelming. The same research showed something hopeful: when information is presented clearly and in context, people invest more. WealthByte is being built on exactly that idea — that intelligent, plain-spoken guidance doesn’t just inform decisions, it gives people the confidence to make them.
The problem we’re here to solve
Why we exist
Good financial decisions fail for one simple reason: nobody is watching the whole picture.
Traditional advice process
Happens once, then sits in a drawer. While your life keeps moving on without it.
Budgeting and saving apps
Move your money automatically, without necessarily understanding what has changed in your wider financial life
The gap
Important moments can pass without being taken into account: a pay rise, a move, a new goal, or a change in spending.
The plan
One system that keeps up with your life and tells you what it means.
WealthByte is being built to bring planning, behavioural insight and regulatory discipline into a single picture that can update as things change.
Where we’re heading
Guidance today. Regulated advice tomorrow.
WealthByte starts by helping you understand your money — clear, intelligent guidance, available to everyone. As we secure full authorisation, we’re building toward regulated financial advice delivered with the same intelligence and at a lower cost than most traditional advice models. The aim is to build one platform that can grow with users over time, from early questions to more important decisions.
WealthByte is in development and does not currently provide regulated financial advice, personal recommendations, investment management. Regulated advice will only be offered once the necessary permissions are in place.
See it work
When your life changes, the picture changes with it.
Pick a moment. WealthByte would surface the reasoning, not just the number.
A pay rise · new monthly capacity
A new baby · priorities reshuffle
A market wobble · put in context
A pay rise
Your salary went up. WealthByte sees the extra £180 a month as real new capacity — and shows what it could do for your long-term picture, rather than quietly letting it inflate your spending.
Monthly capacity
+£180
Projected at 60
£612k
Illustration of the intended experience. WealthByte is in development and not yet authorised by the FCA.
Built to be trusted
Intelligent, but accountable.
Trust is not a feature we add at the end. It is the architecture.
We are honest about where we are. WealthByte is in development and not yet authorised by the Financial Conduct Authority. Nothing here is financial advice or a recommendation.
We will not hold your money — your assets would sit with regulated, independent custodians.
People stay responsible — technology assists, while accountable humans remain responsible for what the system does.
Simple, stated pricing — pricing will be plain and transparent, with no hidden incentives to sell you anything.
For people who would rather understand than be sold to.
The people building it
Built by people who have spent their careers inside regulated finance — and want it to work better.
An economist and fintech executive with around fifteen years in regulated financial services and roughly thirty across finance overall, including leadership as chief executive. She holds a PhD in economics and finance and an executive MBA, and builds systems where regulatory integrity and technology reinforce one another rather than compete.
A financial services entrepreneur and former Member of Parliament with more than two decades across financial planning, regulatory policy and business development. He has seen where advice reaches people and where it fails them, and believes technology should embed regulatory standards rather than dilute them.
Be there when it opens.
Join the waitlist and we will let you know the moment WealthByte is ready.
This signs you up for launch updates only. It creates no client or advisory relationship.